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Buckets of Money: How to Retire in Comfort and Safety

 Rating 4
enlarged image: Buckets of Money: How to Retire in Comfort and Safety
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80% Recommended by our customers.
Publisher: Wiley
Catalog: Book
Release date: 2004-02-23
Media: Hardcover
Number of pages: 320
Ean: 9780471478669
Book Isbn: 0471478660
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Author:
Raymond J. Luciasee more Books by Raymond J. Lucia

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Professional Review:
A proven way to financially prepare for retirement

Are you wondering if you can make your retirement savings last?
Concerned about inflation reducing your purchasing power?
Worried about the stock market's violent swings?

In Buckets of Money: How to Retire in Comfort and Safety, nationally recognized Certified Financial PlannerTM and radio personality Ray Lucia offers you a smart and conservative way to protect and grow your nest egg-so you can enjoy a comfortable retirement without worrying about your money running out.

Developed by Lucia over his thirty-year career as a financial planner, the "Buckets of Money" technique is a proven way to achieve both income and growth, while guarding against the ravages of inflation. Buckets of Money is filled with in-depth insights and practical advice that will help you assess your retirement situation, save the money you need to last your entire lifetime, and adjust your plan to good times and bad.

Regardless of your age, income, net worth, or investment experience, you need to have a solid plan for your retirement years. Buckets of Money provides you with such a plan, and shows you the best way to implement it.

User Reviews:
 Rating 5   Written on February 22, 2008
   Summary: Just makes sense!
Ray's advice makes sense in today's economy and takes the "don't put your eggs all in one basket" concept one step further.

As retirees, we're living longer than ever, and our money has to last. The old advice of putting your retirement into CD's doesn't work anymore, "bucketizing" does.

Note: This review doesn't constitute legal or tax advice and is only my opinion. Please consult your own legal, financial or tax adviser.



 Rating 5   Written on June 26, 2007
   Summary: Well Written and Very Comprehensive
This is an excellent book for those looking for a simplified approach to retirement funding.

 Rating 5   Written on May 11, 2007
   Summary: A Valuable Case Study
I enjoy Ray's work. His book walks you through the financial planning process and clearly illustrates how it is done right. The first step of the process is factfinding and educating. The second is suggesting solutions. Ray's mastery of the process shines through and provides enough information to help you get started with your own plan.

 Rating 5   Written on April 5, 2007
   Summary: Something for Everyone....
This is an excellent book for the beginner to the more sophisticated person to consider when managing your retirement funds. Ray gives thoughtful insight into the potential investment strategies for three different "buckets of money". The difference in the 3 buckets is the time horizon the funds will be needed and the various amounts of investment risk that could be assumed in each time period.

His plan makes amazing sense and I have utlized it successfully in my personal retirement plan (I am 46 & retired) and my mother's (who is now 70 1/2). I have listened to Ray's business talk show for the past several years and also seen him speak at a free weekend morning seminar in Portland, OR. His personal judgement and that of his "brain trust" is safe, sound and easily followed.

I have purchased this book for myself and multiple family members/friends for their consideration. It has always gotten favorable reviews. I just purchased his newest book, "Ready..Set..Retire: Financial Strategies for the Rest of Your Life". I am anxiously awaiting it's delivery for any new information he has to share!


 Rating 4   Written on January 18, 2007
   Summary: Finally a simple method
Whenever a financial advisor's starts to speak, I yawn intellectually. There are so many products and financial terms that I can't grasp it all. Enter Lucia with a plan so simple that even I can understand it. I loved listening to the "The Ray Lucia Show" and the book did not disappoint me.

"Don't run out of money before you run out of time"

Comparison map
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Our price$16.47$10.17$10.17$40.95$11.21$16.47
List price$24.95$14.95$14.95$65.00$14.95$24.95
Lowest used price$12.96$9.38$5.85$39.95$1.00$15.25
Lowest new price$13.89$9.17$6.94$38.75$4.88$12.92
Collectible price$189.95---$14.95-
CatalogBookBookBookBookBookBook
Release date2004-02-232008-03-012006-08-012006-04-012004-03-012008-06-30
MediaHardcoverPaperbackPaperbackHardcoverHardcoverHardcover
Number of pages320240240370144206
Ean978047147866997814019120799781401903176978157660189197814019024149780470226506
Book Isbn047147866014019120791401903177157660189714019024130470226501
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